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Beware of wonder banks, CBN warns Nigerians

The Central Bank of Nigeria (CBN) has cautioned members of the public to be mindful of illicit financial houses that promise them interest rate that is not visible and achievable.

Mallam Ibrahim Mu’azu, Director, Corporate Communication Department of CBN gave the warning in his opening remarks at a two-day sensitization fair held in Kaduna yesterday.

Mallam Mu’azu said the warning became important to Nigerians   so as not to lose their hard earned money in the pursuit of ‘mouthwatering’ fictitious returns on investment.

“Endeavour to verify such offers by prospective finance houses before parting with your money. You can always visit the CBN website or any branch of the CBN nearest to you for such.”

He said the objective of the sensitization is to create awareness about the economic development initiatives and programmes of the bank with a view to explain the opportunities available and how best to leverage on them.
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“The various initiatives are on monetary policy, modernisation of the payment system, development financing programmes and financial literacy has been designed to revamp, reposition and reengineering vital sectors of the economy.

“Some of these initiatives include Agricultural Credit Guarantee Scheme Fund (ACGSF), Micro Small and Medium Scale Enterprises (MSME), Micro Finance Policy, Commercial Agricultural Credit Scheme (CACS), cash-less policy, electronic payment system (alternative payment channels), financial inclusion and pursuant of sound and stable financial system.

“These lofty initiatives are quite capable of repositioning the economy if well understood and the opportunities are adequately tapped into.”

“The CBN is to mobilize the people with low income but economically active, women entrepreneurs farmers and financial service providers to come together, interact and create synergy towards enhancing access to finance, increase productivity, generate employment, create wealth and engender sustainable growth.” Mu’azu explained.

The theme of the sensitization fair is Promoting Financial Stability and Economic Development.

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